Guernsey’s strategic response to financial crime risks

Nin Ritchie

Senior Associate at Collas Crill LLP

Nin is a recognised contentious regulatory specialist, with a focus on the financial services sector. She provides contentious and non-contentious representation and advice on a range of matters, including financial crime, economic sanctions and regulatory investigations and prosecutions, many of which have multi-jurisdictional/international aspects. Notably in 2020 Nin has advised international financial services businesses on matters relating to proceeds of crime, regulatory remediation, data protections issues, developing a controls framework to support a new target market and economic sanction compliance with respect to a series of high-value transactions. Nin is a Chambers & Partners Ranked Individual, the only lawyer identified in Guernsey as an Associate to Watch in 2020: She is recommended for her work on contentious regulatory issues. Nin leads, and regularly presents at, an industry Risk & Regulatory forum created for leading individuals from a cross-section of the finance sector to share information from a commercial and legal perspective, praised by one client as being one of the most useful and progressive initiatives in the industry. Nin regularly speaks at local conferences, and writes, on regulatory matters.

Sandra Lawrence

Executive Director at Collas Crill Compliance Limited

Sandra has worked in the Guernsey financial services industry since 1998, and for the most part has dealt with governance, risk, regulatory compliance (GRC) and anti-money laundering/countering the financing of terrorism (AML/CFT) matters. She specialises in designing GRC frameworks, and assisting both regulated and non-regulated firms to manage their risks in a commercial, practical, efficient and effective manner.

Prior to joining Collas Crill Compliance in November 2019 to establish the business, Sandra has held various senior positions, including Director, Head of Risk and Compliance, MLRO and committee chairman roles. Sandra has led a number of onsite regulatory inspections, undertaken by the GFSC, the JFSC and TISE.

Sandra is a long-standing Fellow and Certified Professional with the International Compliance Association ('ICA'), holds the ICA’s Diploma in Compliance, and the ICA's Professional Postgraduate Diploma in Governance, Risk and Compliance. She holds a Master's Degree in Law, Governance, Risk and Compliance from the University of Law and is a Chartered Member of the Chartered Institute for Securities and Investment.

Sandra is also a Certified GDPR practitioner, and holds a line management coaching qualification from the Institute of Leadership and Management.